Services

Our Services

SAFE DEPOSIT LOCKER :-

  • Lowest rentals
  • Nomination facility available
  • Lockers available in all sizes
  • Prompt service
  • Fully safe

PGVCL COLLECTION :-

  • For the service of the general public and bank customers, the bank provides the facility of PGVCL bill collection.

GAS SUBSIDY :-

  • Bank also provides customer to Gas Subsidy facility.

NACH CREDIT :-

  • Bank also provides customer to NACH CREDIT facility.

SMS :-

  • We are Providing SMS facility for all banking transaction.
  • BMCOBL SMS Alert is a service that allows you to stay updated on your banking transactions on BMCOBL bank account on your mobile. These alerts could be event based.
  • Yes you can set SMS alerts for any of your Internet enabled accounts. You can select the accounts and the events for which you wish to receive alerts. Your mobile number should be registered with BMCOBL.

MISSED CALL BANKING :-

  • Bank has introduced the MISSED CALL Facility, for the benefit of customers whose mobile numbers are registered with bank.
  • With this facility, the customer has to call on Mobile No. : 8000292949 from the registered mobile.
  • On dialing the number, the call will get automatically disconnected after 2 rings. The customer will receive SMS containing Balance of registered account.
  • The advantage with the facility is that there is no charge for the calls and the customer will receive the information for all registered accounts with just a single miss call.

PERSONALIZED CHEQUE BOOK :-

  • Bank is provides personalized Cheque Books to the customers printed on counter itself.
  • The facility is available for Current, Saving and Cash Credit A/c holders.

RTGS SERVICE :-

TRANSFER YOUR FUNDS ANYWHERE IN INDIA IN MINUTES (Selected Banks and Branches) Minimum amount per transaction Rs. Two Lacks There is no upper ceiling of RTGS transactions.

  • The beneficiary bank credits the beneficiary’s account within two hour of receiving the funds message.
  • What you need to Submit? (Remitting customer)
  • Amount to be remitted.
  • His/her account number which is to be debited.
  • Name of the beneficiary bank.
  • Name of the beneficiary customer.
  • IFSC of receiving branch.
  • Account number of the beneficiary customer.

TIMINGS :-

  • 10:00 am to 3:00 P.M. (Monday to Friday)  (2th & 4th Saturday Holiday)

NEFT SERVICE :-

Reserve Bank of India has introduced a system called National Electronic Funds Transfer System (NEFT) through which fund transfer operation would take place among member Banks and financial institutions. Our bank is one of the participants in the above system.

THE OBJECTIVES OF THE NEFT SYSTEM ARE:

To establish an Electronic Funds Transfer System to facilitate an efficient, Secure, economical, reliable and expeditious system of funds transfer and Clearing in the banking sector throughout India, and To relieve the stress on the existing paper based funds transfer and clearing system.

  1. Credit to Beneficiary’s Account on the same day/next day if remittance done late in the evening.
  2. Safest and Secure Mode of Fund Transfer.
  3. No charges for inward Remittance
  4. Money can be put to use by beneficiary on the same day or next day.

ELIGIBILITY :-

  • Customers of Shri Botad Mercantile Co. Op. Bank Ltd. can send/ receive remittances under NEFT Scheme to/ from any destination Bank/ Branch which is registered with RBI’s NEFT System.

AMOUNT OF REMITTANCE :-

  • There is no ceiling of minimum and maximum amount of remittance/ transaction.

CREDIT TO BENEFICIARY’S ACCOUNT :-

  • Credit to the Beneficiary Account will be given by Beneficiary’s Bank’s Branch on the same day and in case of holiday/after business hours, credit will be given on next business date.

WORKING OF THE SCHEME :-

  • Collect NEFT slip book from the Branch.
    Mention beneficiary Bank and Branch name with IFSC code (Indian Financial System Code) and beneficiary’s Name, Account Type, Account Number and Amount to be remitted. Message will be sent in electronic form in a highly secured manner through NEFT System to Beneficiary Bank’s Branch.
  • Timings :-
    10:00 am to 3:00 P.M. (Monday to Friday) (2th & 4th Saturday Holiday)